Personal FinanceBankingCars and TransportationCredit CardsDebt ManagementFinancial NewsInsuranceInvestmentsReal Estate and HousingRetirementTaxesMore in Personal FinanceFrugal LivingBudgetingDIYEntertainmentFood and DrinkGreen LivingHealth and BeautyHomeLifestyleShoppingStyleTravelMore in Frugal LivingCareerCareer BuildingEducation & TrainingEntrepreneurshipExtra IncomeJob HuntingMore in Career & IncomeLife HacksConsumer AffairsFamilyGeneral TipsOrganizationPersonal DevelopmentProductivityTechnologyMore in Life HacksBest DealsDaily DealsGiveawaysSmall BusinessForumsMoreHow-To GuidesTop Financial BlogsWise Bread BookMoney Tips NetworkSubmit a Guest PostContact UsAbout Our Writers Home » Deals and Coupons » Giveaways Ask the Readers: What About Money DON'T You Know? (Chance to Win!) by Linsey Knerl on 8 November 2010 (20 comments) 
Photo: Jacob Botter ShareThis Share Think you have ALL the answers? Chances are good that you don't!
All of us have a chance to learn more than we already know, especially when it comes to money. Maybe you're unaware of the tax laws that could save your business money. Perhaps you're not quite sure how a mortgage works, or you aren't certain about the best way to save for retirement. Now is your chance to admit that you're not a know-it-all with this week's Ask the Readers.
What do you wish you knew more about when it comes to personal finance? If you're honest about your opportunities for enlightenment, we'll enter you in a drawing to win a $20 Amazon Gift Card!
Win one of 3 $20 Amazon Gift CardsWe're doing three giveaways — one for random comments, one for random Facebook "Likes", and another one for random tweets.How to Enter:Post your answer in the comments below,Go to our Facebook page, "Like" us, then "Like" the update mentioning this giveaway (you can comment, as well — but you don't have to for entry.)Tweet your answer. Include both "@wisebread" and "#WBAsk" in your tweet so we'll see it and count it.If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.
Giveaway Rules:Contest ends Monday, November 15th at 11:59 pm CST. Winners will be announced after November 15th on the original post and via Twitter. Winners will also be contacted via email and Twitter Direct Message.You can enter all three drawings — once by leaving a comment, once by liking our Facebook update, and once by tweeting.Only tweets that contain both "@wisebread" and "#WBAsk" will be entered. (Otherwise, we won't see it.)Only those who have "Liked" both our Facebook page and the contest update will be entered.Good Luck!
Read More Ask the Readers: How Do You Save? (Chance to win $20!)Ask the Readers: Do You Honestly Follow a Budget? (Chance to win $20)Ask the Readers: What Money Advice are You Sick Of? (Chance to Win $20!)Ask the Readers: How Do You Relieve Stress? (Chance to win $20!)Ask the Readers: Will This Winter Be More Expensive? (Chance to Win!) 0 No votes yet Select ratingNot usefulSomewhat usefulUsefulVery usefulExtremely useful Your rating: None Share (20) add comment ShareThis ADVERTISEMENT Related Topics on Wise BreadAsk the Readers Career Building Education & Training Entrepreneurship Family giveaway Giveaways parenting pregnancy tickets
Community Manager Linsey Knerl Frugal homeschooler, Mom of (soon to be) 5 children, wife, work-at-home writer, hobby farmer, and music lover.
Linsey Knerl's profile Best of Wise Bread
Best Money Tips: Living on One Income 
52 Uses For Rubber Bands 
29 Alternative Pizza Sauce Ideas 
Best Money Tips: 5 Weird Ways to Save Money 
Why Roth IRAs Are Ideal for Young Professionals 
7 Mistakes that Can Ruin Your Yard Sale comments 20 discussionsAdd New Comment Comment: * CAPTCHAThis tests helps prevent automated spam submissions. Your name: * E-mail: Website: Subscribe to comments on this article. 
8 Nov. 2010 | 11:48 PM Eric #1 I'm not the most knowledgeable about money in general, at least in making it work for me. So investment advice for the newbie, particularly when it comes to making sure I have enough for retirement!
REPLY
9 Nov. 2010 | 12:47 AM Ben #2 I still don't understand how to do a budget! I found an excel sheet that looks like real good stuff about a 0 budget and spending all the money before it comes in and the like, as well as many others but I have a small paycheck! And it is a different amount every 2 weeks so how can I budget with the fluctuation being so random?
REPLY
9 Nov. 2010 | 3:20 AM david/moneycrashers #3 The stock market--if I could learn more about smart investing, I could maximize my investment protfolio
REPLY
9 Nov. 2010 | 4:43 AM Tara #4 I don't know enough about saving for retirement...
REPLY
9 Nov. 2010 | 4:43 AM Cameron #5 I wish that I knew more about the starting a home business and how "writing off" purchases to this business works.
REPLY
9 Nov. 2010 | 5:06 AM Sam #6 I don't know how to invest. I hear about all these great rates I'm supposed to be getting if I invest but I don't know where to start. I've yet to find a really good, basic online guide for a complete novice that reflects the current economic climate.
REPLY
9 Nov. 2010 | 5:15 AM Patrick #7 In the realm of investing, I know very little about options investing and forex investing. In the realm of personal finance, I don't know enough about HSAs, know how much to fund them and any tax advantages. I also don't know how to evaluate whether paying off my mortgage makes sense to get completely out of debt, namely based on return advantages compared to other assets and tax advantages of keeping a mortgage.
REPLY
9 Nov. 2010 | 5:42 AM Jennifer #8 I need to take the time to educate myself more about life insurance products. I have a whole life policy, as does my daughter. Both were sold to me by my ex-husband when we were dating. He was a life insurance salesman at the time. I took his word for it that they were good products, and perhaps they are. But I really don't understand them. So it's on my list of things to dive into and learn more about, one of these days!
REPLY
9 Nov. 2010 | 6:16 AM Kevin @ Thousandaire.com #9 I really don't know where to invest my money outside of stocks, money market, and ETFs. Where else should I be looking to invest money to keep myself truly diversified?
REPLY
9 Nov. 2010 | 6:52 AM Guest #10 How do people start businesses?
How much initial investment does it take, and how long to break even - if at all?
I keep thinking about starting various web businesses, but even for those it seems like the initial outlay would be tricky to make back - and a real world business would have to be 10 times as hard.
Eg: small shop on Etsy - etsy fees, advertising fees, domain name fees, materials for products - seems you'd need to sell a pretty large number every month just to cover those costs - and that doesn't seem likely unless your store takes off big-time.
REPLY
9 Nov. 2010 | 7:07 AM Stephanie #11 haha! so glad you asked! I want to open a Roth IRA and even have the money ready to do it with, but I have no clue who to talk to about that. And, once I have one... do I have to manage it? I really don't know what all goes into it - is there an easy way with low to no fees involved?
REPLY
9 Nov. 2010 | 7:37 AM Guest #12 There is a significant age gap between my husband and I, 17 years to be exact. I'd like to know if there are investment advantages in having an older spouse. For example, the obvious, we invest more in his retirement so that we can collect the tax advantage funds earlier than later. And he wants to benefit from some of the senior discounts to cut our spending on everyday necessities and gifts (i.e. Senior Tuesdays at Ross). I'm wondering what other measures we can take to benefit our situation. When the time comes, I want to make sure that he is still able to provide some income to our household while enjoying his retirement.
REPLY
9 Nov. 2010 | 7:48 AM Guest #13 I wish I knew when to sell an investment. I buy and hold a stock or mutual fund but if it goes down, I agonize about when to cut my losses. Sometimes a stock pick is doing really well and it might be a smart thing to take some of that gain and sell but I am not sure of when to do that either. I guess one hopes that the losers will come back and that the winners will keep going up.
REPLY
9 Nov. 2010 | 8:04 AM gt0163c #14 I wish I understood more about investing. So many options, so many different opinions and, seemingly, so many ways to screw it up.
REPLY
9 Nov. 2010 | 8:10 AM Norman #15 I wrestle with whether it is better to contribute to a Roth IRA or a Regular IRA. There are so many variables, it is hard to know which one is really the better deal. If tax rates are higher in the future, it might be best to contribute to a Roth IRA, but you don't get a tax deduction for it now like you do with a regular IRA. If you are in a lower tax rate in retirement, you might be better off with a regular IRA. Also, with a Roth, there will be no tax on the gain, whereas an IRA will be taxed as regular income in the future, so if you have a huge gain, it would be better in a Roth. See what I mean? Too many variables!
REPLY
9 Nov. 2010 | 8:28 AM Alicia C. #16 I know nothing about investing money. Absolutely NOTHING.
ohmiss14(at)yahoo.com
REPLY
9 Nov. 2010 | 8:58 AM Diane #17 I'd like to know how to choose where to invest in a Roth IRA~
REPLY
9 Nov. 2010 | 9:02 AM KelR1 #18 I don't understand taxes at all. They're very confusing to me with all the laws and regulations and "if you did this then deduct that...". Makes my head spin! I think I get a headache every year when doing mine. Also the concept of escrow is a little fuzzy for me.
REPLY
9 Nov. 2010 | 9:44 AM Mike9999 #19 I don't know how to buy gold or silver.
REPLY
9 Nov. 2010 | 10:40 AM Laurie #20 I am a grad student (read "low income tax bracket"). I don't have a lot of money (yet), but I know there are advantages to putting money into a ROTH IRA. I can't decide whether or not I should put money into a ROTH IRA now (before I get a job and jump into a much higher income tax bracket) or just play catch up. I need advice. :)
REPLY How-To LibraryLibrary of personal finance and frugal living guides. [ more ]
Ways to Make Extra Cash 
Identity Theft Prevention 
Cheap Home Furnishing Ideas 
Debt Management Resources 
College Guide 
Ultimate Credit Card Guide 
I Hate My Job! Now What? 
Help! I Lost My Job! 
Job Hunting Resources FacebookBecome a fan TwitterFollow us RSSSubscribe Subscribe via email:
Hot TodayMost CommentsLatest Articles
Best Money Tips: Looking for Scholarships 
Change Your Life with Storytelling 
5 Hi-Tech To-Do Lists: Get It Done! 
Underpaid? Here’s How to Fix It. 
Why You Should Follow Google's 20% Rule more 
6 Indirect Ways Taxes to the Rich May Hurt You (21) 
Waste Not, Want Not: Stop Throwing Away Your Food! (17) 
5 Ways to Spend Less on Fido and Fluffy (16) 
5 Rules for Planning Your Most Affordable Christmas Ever (13) 
Canned vs. Dried Beans: Which Are Cheaper? (13) more Best Money Tips: Looking for Scholarships Change Your Life with Storytelling Underpaid? Here’s How to Fix It. 5 Hi-Tech To-Do Lists: Get It Done! Ask the Readers: What About Money DON'T You Know? (Chance to Win!... more Today's Hot Deals 
1/3ct Princess Cut Diamond Stud Earrings in 14K White Gold $79.99 + Free Shipping (73% off) 
Bissell Steam Shot Hard Surface Cleaner $29.99 + Free Shipping 
Brother Electronic Labeling System $12.99 + Free Shipping (73% off) 
Keychain Alcohol Breathalyzer with Flashlight $6.98 Including Shipping 
98% Chimp T-Shirt $7.98 Including Shipping See all the best handpicked deals or enter your email address to get deals delivered to your inbox daily! advertise on blogads
© 2010 Wise Bread | About | Advertise | Contact | Subscribe | Login User Agreement | Privacy Policy | Copyright Wise Bread is published by Killer Aces Media 
No comments:
Post a Comment