The battle to be the credit card inside your wallet or purse heats up again! Citibank has a new offer for the Citi Dividend World Mastercard with an improved sign-up bonus of $300 cash after making $5,000 in purchases within the first 3 months of the account opening. (There is still same card with the original $100 cash bonus for $500 in purchases, if you prefer.) In addition, there is a good rewards program to keep you interested, offering 5% back on different rotating categories every 3 months.
From 7/1/11 to 9/30/11, you’ll get 5% cash back on airlines, hotels and car rentals. On all other purchases, you get 1% cash back with no tiers. After you get your card, you must enroll by logging into your account online or calling 1-800-231-0891. There is no cap on the 5% back, except for the $300 overall cap on all dividend rewards earned annually (sign-up bonus doesn’t count). This card has no annual fee, so I can still keep it around specifically as a 5% cash back card.
Chase has their similar Chase Freedom Visa card, which is recently increased their promo offer to a $200 cash bonus (coincidence?) and offers 5% cashback on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 – 12/31/11. Must spend $500 in 3 months. No annual fee. While there is often overlap, having cards from different issuers allows higher spending limits and different categories at times.
Compare with other $500+ credit card bonuses available, but remember that this card has an ongoing benefit as well as no annual fee.
Find more in Credit Cards, Deals & Offers | 8/30/11, 5:30am | Trackback
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